2025 401k Max Limits For Married Couples. For a traditional ira contributor not covered by a. Married couples can make the full contribution if modified adjusted gross income (agi) falls below $236,000, phasing out completely at $246,000.

With higher combined limits, you can take full advantage of employer matching,. For married couples, the amount will increase to between $126,000 and $146,000, up from between $123,000 and $143,000.